Well-structured insurance policies form one of the cornerstones of your financial foundation. Having an insurance adviser on your side offering the right cover for your individual needs is paramount when planning your overall position. Whether it’s life insurance, medical, or income/mortgage protection, we can advise on the best policies for your specific needs.As unaligned advisers we can find the best product to fit your needs from New Zealand’s top providers.
Life insurance will help maintain financial stability, should any unforeseen circumstances occur. If you were to die or be diagnosed with a terminal illness, the effects on your family could be catastrophic. Life insurance can help to alleviate some of the burden and safeguard your loved ones.
With a myriad of medical insurance options out there, it is important to be advised on what is right for your specific needs. Our trusted advisors are highly experienced in this field and will help you to understand and organise medical insurance for your specific circumstances.
Including trauma cover as part of your risk plan can provide a lump sum payment in the event of serious injury or critical illness. The funds allow peace of mind in such circumstances, meaning you could make a full recovery and you and your loved ones won’t have to stress about finances during a difficult time.
Total Disability Cover
Unfortunately, there is always a risk of permanent disability, injuries or illnesses that are not part of our overall plan in life. For this reason, your risk plan should include total disability insurance (TPD) for these possibilities.
Income &Mortgage Protection
In partnership with disability insurance, what would happen to you and your family if you unexpectedly lost your income due to illness or injury? Income protection or mortgage protection insurance could help to reduce the burden financially, should the unexpected happen.